Intro
Bitchmark Index is a Canadian physician personal finance blog created for women in medicine who want clear, practical education and guidance on money. If you’ve ever felt overwhelmed by investing, incorporation, taxes, or simply understanding how to build wealth as a doctor in Canada, this space is for you.
I’m a physician in my mid-thirties. So is my partner. Our household net worth is $1.45 million and our household income is $950,000 per year. We bring home equal portions.
I started working at fourteen in retail, camps, service jobs. Grants, scholarships, and debt got me through university. I then worked in the corporate world for a of couple years, and subsequently returned to school for medicine. My obsession with financial independence didn’t really ignite until residency: those years of underpaid labour, collapsing systems, and COVID-era chaos. Turns out exploitation is a fantastic catalyst for becoming an incisive bitch with a balance sheet.
I was lucky, too. I grew up in a major Canadian city with good public schools and social support. I’m white-passing. I met the right partner, early. I had “right time, right place” in ways that mattered.
My partner and I save roughly $700-800K annually into our corporation. Just over 80% of our total net-work is invested in globally diversified low cost index funds. Assuming a conservative 4–5% in real returns, we are on track to reach about $10M net-worth within the next decade.
I find those numbers hard to believe, and while I’m incredibly grateful for my current position and place of privilege, gratitude and humility aren’t the point of this blog. I am striving for more and trying to understand how I can continue to push my financial position and make money work for me. I want to optimize, to sharpen, to keep building. I’m a self-taught personal finance girlie because, deep down, I’m competitive and relentless. I hated feeling helpless at tax time. I cringed hearing “my husband/dad handles that.” I hated watching women portrayed as financial bimbos who shop while the “real adults” manage money. I am also deeply motivated by a desire to seek vengeance on my parents’ crueler, more limited lives.
I taught myself the language of money, and I’m still learning what wealth really means socially, politically, personally. I am rich, but I want to be wealthy. And, I want you to be, too. If you’re an incisive bitch and you’re a high-earner that wants to learn more about how to make money work for you - this blog is for you!
I am not here to please you or to reassure you, so leave if you’re not ready to read what will likely come across as a smug, privileged woman’s takes on money and life. Thanks for reading Bitchmark Index!
December 5, 2025