Intro

Welcome to Bitchmark Index, a blog for women in medicine who want to learn the language of money.

I’m a physician in my mid-thirties. So is my partner. Our household net worth is $1.45 million and our household income is $950,000 per year. We bring home equal portions.

I started working at fourteen in retail, camps, service jobs. Grants, scholarships, and debt got me through university. I then worked in the corporate world for a of couple years, and subsequently returned to school for medicine. My obsession with financial independence didn’t really ignite until residency: those years of underpaid labour, collapsing systems, and COVID-era chaos. Turns out exploitation is a fantastic catalyst for becoming an incisive bitch with a balance sheet.

I was lucky, too. I grew up in a major Canadian city with good public schools and social support. I’m white-passing. I met the right partner, early. I had “right time, right place” in ways that mattered.

My partner and I save roughly $700-800K annually into our corporation. Just over 80% of our total net-work is invested in globally diversified low cost index funds. Assuming a conservative 4–5% in real returns, we are on track to reach about $10M net-worth within the next decade.

I find those numbers hard to believe, and while I’m incredibly grateful for my current position and place of privilege, gratitude and humility aren’t the point of this blog. I am striving for more and trying to understand how I can continue to push my financial position and make money work for me. I want to optimize, to sharpen, to keep building. I’m a self-taught personal finance girlie because, deep down, I’m competitive and relentless. I hated feeling helpless at tax time. I cringed hearing “my husband/dad handles that.” I hated watching women portrayed as financial bimbos who shop while the “real adults” manage money. I am also deeply motivated by a desire to seek vengeance on my parents’ crueler, more limited lives.

I taught myself the language of money, and I’m still learning what wealth really means socially, politically, personally. I am rich, but I want to be wealthy. And, I want you to be, too. If you’re a vengeful bitch and you’re a high-earner that wants to learn more about how to make money work for you - this blog is for you!

I am not here to please you or to reassure you, so leave if you’re not ready to read what will likely come across as a smug, privileged woman’s takes on money and life. Thanks for reading Bitchmark Index!

December 5, 2025

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